Buy now, pay later
Flexible Payment Plans
Don’t let the cost slow you down. Split your parts purchase into easy installments at checkout — with Affirm, Klarna, or Afterpay.
How it works
- 1
Add parts to your cart and proceed to checkout.
- 2
At the payment step, select Affirm, Klarna, or Afterpay.
- 3
Complete a quick loan decision — it takes less than a minute and won't affect your credit score.
- 4
Your order ships. You pay in installments on your chosen schedule.
Example order
Here’s how a typical brake pad order looks with each provider.
Order summary
4 monthly payments of $26.25
or as low as $8/mo on a 12-month plan (rates vary)
0% APR options available4 × $26.25
interest-free, charged every 2 weeks
Interest-free option4 × $26.25
every 2 weeks, 100% interest-free
Always interest-freeAbout each provider
3, 6, 12, or 36-month plans
Affirm lets you choose a payment plan that fits your budget — 3, 6, 12, or 36 monthly payments. Great for bigger orders. Checking your rate takes seconds and never affects your credit score.
Pay in 4 or spread over months
With Klarna you can split your purchase into 4 interest-free payments due every two weeks, or choose a longer monthly plan. Select Klarna at checkout and you're done in under a minute.
4 interest-free installments
Afterpay automatically splits your total into 4 equal payments, charged every two weeks. No interest, no fees as long as you pay on time. Perfect if you want the simplest possible plan.
Affirm disclosure: Rates from 0%–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Financing availability and rates vary by provider and creditworthiness. Simply Fixed Parts is not a lender. Example figures are illustrative only.
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